A. Profitability Parameter FY 2025
- Yield on Advances: 14.04%
- Cost of borrowings: 7.90%
- NII : 7.56%
- ROA: 2.16%
- ROI: 14.72%
B. Asset Quality
- FY 24: Gross NPA :1.9%, Net NPA: 0.63%
- FY 25: Gross NPA: 2.26% , Net NPA : 0.99%.
C. Top risks
- Promoter Ownership reduction
- Asset quality and NPAs
- Unsecured Loan portfolio risk
Refer video for further detail.
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