PORTFOLIO-BACKED FINANCING
Loan Against Bonds
A Loan Against Bonds lets you raise funds against your debt portfolio while your holdings continue to earn. Pledge your listed bonds, NCDs or government securities held in demat and access an overdraft limit instead of exiting before maturity and giving up the yield you locked in.
Listed corporate bonds and NCDs
Government securities
Government securities
Benefit cards
01
Keep earning your coupon
Interest and coupon payouts on your pledged bonds continue to come to you through the loan tenure.
02
Hold till maturity
No need to sell in a thin secondary market or accept a discount. Your maturity value and locked in yield stay intact.
03
Overdraft facility interest on amount utilised only
Interest applies only to the amount withdrawn, for the period used. No EMIs or post dated cheques.
04
Digital pledge from your demat
Bonds are pledged electronically. Minimal documentation and no physical submission.
05
24/7 withdrawal facility
Access funds and repay online at any time, on weekdays or weekends.
06
Zero foreclosure and repayment charges
Prepay or close the facility at any point during the tenure at no additional cost.
How it works
1
Share your holdings
Send us your demat holding statement. We check your bonds and government securities against the lender’s approved list.
2
Pledge from your demat
Your bonds are pledged electronically in favour of the lender. No physical paperwork.
3
Draw as you need
Your limit is sanctioned against the pledged bonds. Coupons keep coming to you while you use the facility.
Lending partners
Loans are arranged through our lending partners including Bajaj Finance, Piramal Finance and more.
Not sure how much you can raise against your portfolio? Talk to us and we’ll work it out with you.
Loan approval, limit, tenure and rate of interest are at the sole discretion of the lending partner and are subject to their credit policy and their approved list of eligible securities. AK Investments acts as a distribution partner and does not lend.