NITI Aayog is pushing for major policy changes and tax benefits to expand India’s corporate bond market from ₹45 lakh crore to ₹120 lakh crore.
Here’s how this helps retail investors:
🔹 More High-Quality Bond Options
Reforms will encourage more companies to issue bonds, giving retail investors better and safer issuers to choose from.
🔹 Possible Tax Benefits Ahead
Recommended tax incentives can make corporate bonds more attractive than FDs by improving post-tax returns.
🔹 Stronger Safety & Transparency
Upgrades to settlement systems, disclosures, and regulations will reduce risks and create a more reliable bond ecosystem.
🔹 Higher Liquidity
A larger market means easier buying and selling of bonds, solving the current liquidity issue for retail investors.
🔹 Easier Access & Better Awareness
Push for investor education and simpler access channels will make bond investing more retail-friendly.