Spandana Sphoorty Financial Limited
Bond Highlights
Yield to Maturity
12.47%
Balance Tenure
1 year 8 months
Rating
BBB + Care
Interest Frequency
Monthly
Coupon Rate
11.25% p.a
Maturity Date
26 Apr 2028
Type of Security
secured
Staggered Maturity
Yes
Projected Cashflow
Your Investment
₹9,998.47
Interest Payout
₹1,126.03
Total Payout
₹11,126.03
| Date | Interest | Face Value Repayment | Total Amount | TDS (INR) | Net Receivable After TDS (INR) | Remarks |
|---|---|---|---|---|---|---|
| 11 Aug 2026 | — | — | (₹9,998.46) | — | — | Investment Amount |
| 26 Aug 2026 | ₹95.55 | — | ₹95.55 | ₹9.55 | ₹85.99 | |
| 26 Sep 2026 | ₹95.55 | — | ₹95.55 | ₹9.55 | ₹85.99 | |
| 26 Oct 2026 | ₹92.47 | ₹2,500.00 | ₹2,592.46 | ₹9.24 | ₹2,583.22 | Redemption - 25% FV Redemption |
| 26 Nov 2026 | ₹71.66 | — | ₹71.66 | ₹7.16 | ₹64.49 | |
| 26 Dec 2026 | ₹69.34 | — | ₹69.34 | ₹6.93 | ₹62.41 | |
| 26 Jan 2027 | ₹71.66 | — | ₹71.66 | ₹7.16 | ₹64.49 | |
| 26 Feb 2027 | ₹71.66 | — | ₹71.66 | ₹7.16 | ₹64.49 | |
| 26 Mar 2027 | ₹64.73 | — | ₹64.73 | ₹6.47 | ₹58.25 | |
| 26 Apr 2027 | ₹71.47 | ₹2,500.00 | ₹2,571.46 | ₹7.14 | ₹2,564.32 | Redemption - 25% FV Redemption |
| 26 May 2027 | ₹46.11 | — | ₹46.11 | ₹4.61 | ₹41.49 | |
| 26 Jun 2027 | ₹47.64 | — | ₹47.64 | ₹4.76 | ₹42.87 | |
| 26 Jul 2027 | ₹46.11 | — | ₹46.11 | ₹4.61 | ₹41.49 | |
| 26 Aug 2027 | ₹47.64 | — | ₹47.64 | ₹4.76 | ₹42.87 | |
| 26 Sep 2027 | ₹47.64 | — | ₹47.64 | ₹4.76 | ₹42.87 | |
| 26 Oct 2027 | ₹46.11 | ₹2,500.00 | ₹2,546.11 | ₹4.61 | ₹2,541.49 | Redemption - 25% FV Redemption |
| 26 Nov 2027 | ₹23.82 | — | ₹23.82 | ₹2.38 | ₹21.43 | |
| 26 Dec 2027 | ₹23.05 | — | ₹23.05 | ₹2.30 | ₹20.74 | |
| 26 Jan 2028 | ₹23.82 | — | ₹23.82 | ₹2.38 | ₹21.43 | |
| 26 Feb 2028 | ₹23.82 | — | ₹23.82 | ₹2.38 | ₹21.43 | |
| 26 Mar 2028 | ₹22.28 | — | ₹22.28 | ₹2.22 | ₹20.05 | |
| 26 Apr 2028 | ₹23.89 | ₹2,500.00 | ₹2,523.89 | ₹2.38 | ₹2,521.50 | Maturity - Remaining 25% FV Redemption |
| Total | ₹1,126.03 | ₹10,000.00 | ₹11,126.03 | ₹112.60 | ₹11,013.42 |
Know This Issuer
Spandana Sphoorty Financial Limited
Bond Highlights
Yield to Maturity
12.47%
Balance Tenure
1 year 8 months
Rating
BBB + Care
Interest Frequency
Monthly
Coupon Rate
11.25% p.a
Maturity Date
26 Apr 2028
Type of Security
secured
Staggered Maturity
Yes
Investment Calculator
Tue, 11 Aug 2026
Face Value
₹10,000
Purchase Price
99.49
Accrued Interest
₹49.32
Current Yield
11.31%
Yield to Maturity
12.47%
Settlement Amount
₹9,998.47
(Includes Accrued Interest)